Credit Problems or Issues?
Do you want to re-establish or establish your credit and do not
know where to begin? We can both advise and help you
re-establish your credit with an Automotive
Collections, Bankruptcy, Judgments, Write Offs, Repossession,
Consumer Proposals... and other credit problems must be
addressed on your Equifax and Trans Union credit report (also
called credit bureau). This is the only way a credit score will ever increase enough for you to get a loan with a good interest rate especially for a Mortgage or Auto Loan.
The BEST way to re-establish your credit is to take on a loan
and pay it off. We will illustrate how to get the loan and
save you thousands of dollars in interest while paying off your
Many Canadians falsely believe
that if they wait long enough after their credit issues occur,
they will qualify for a loan with low interest rates. This
is not the case. While most credit issues remain on your
credit bureau for seven years, once they are removed, you find
yourself in a situation of having No Credit! No credit is
viewed as worse than bad credit because the lender has no
background information to consider while deciding on your
loan. So once again, you may be approved, but with high
Two examples of interest rates saved when reports are cleaned up and repaired. The top one is a 30 year mortgage at only $100,000. The second one is a regular five year loan at only $20,000
with a 30-year mortgage
of Bad Credit
of Bad Credit
a 5-year loan
Many people are now turned down for jobs, homes, apartments and even car insurance if the credit reports are bad so the
effect of credit on our lives is very real and hits home the minute you find out that you can't do something you normally would not think twice about. Your biggest decision should be ... do
you want to make a change in your life that will help you live the rest of it with some sort of pride in the accomplishments you have the power to change.
We help people with credit problems every day. We will get
you a Car Loan at the best possible
interest rate that your credit will allow. We will then
get you the vehicle of your choice that matches your loan
approval. We will keep in contact with you and reduce your
interest payments throughout the term of your loan. We
only deal with lending institutions that report back to the
credit agencies. This assures you that your credit report
will reflect all the payments you are making and assure lenders
such as credit card institutions that your are a good potential
Did you know that cleaning up your credit saves you THOUSANDS of dollars
... and that is just in interest rates on home and auto loans? You save even more on credit cards and other revolving credit lines simply because you repair credit reports.
If you are going to make the effort to fix your credit then you should choose a company that makes every effort to help you!
We have been on the internet since 1996 and have helped thousands of consumers get back on track with credit.
We are affiliated with a large Canadian Automotive Dealer Group
and many reputable franchises dealers. We utilize a very
wide and diverse group of lending institutions including
manufacturers, banks, and private lenders who report back to the
credit agencies. Be choosey when it comes to something as important as your good credit. It stays with you for a long time and it is definitely hard to undue what another company has done. We back our integrity with proof. Our only goal is to help you with your credit problems. If you are looking to establish
or re-establish credit in Canada, apply for
a loan now.